Privacy Policy
Your privacy is fundamental to how Finally operates.
Last updated: December 27, 2024
1. Introduction
Finally ("we," "our," or "us") is a personal finance mobile application developed by ZBGC LLC. We are committed to protecting your privacy and being transparent about how we handle your information. This Privacy Policy explains what data we collect, how we use it, and your rights regarding your personal information.
Our Commitment: Finally is designed with privacy in mind. We use bank-level encryption, never store your banking credentials, and give you full control over your data.
2. Information We Collect
Account Information
- Email address (for account creation and communication)
- Name (optional, for personalization)
- Apple ID information (if using Sign in with Apple)
Financial Data
- Transaction history from connected bank accounts
- Account balances and account names
- Budget and spending limit preferences you set
- Subscription tracking information
Note: We never store your bank login credentials. Bank connections are handled securely through Plaid, a trusted financial services provider.
Usage Data
- App usage patterns and feature interactions
- Device information (model, OS version)
- Crash reports and performance data
3. How We Use Your Information
We use your information solely to provide and improve our Service:
- Provide Services: Display your transactions, calculate budgets, track subscriptions, and generate spending insights
- Personalization: Customize categories, themes, and recommendations based on your preferences
- Communication: Send important account notifications, support responses, and service updates
- Improvement: Analyze usage patterns to enhance app features and user experience
- Security: Detect and prevent fraud, abuse, and unauthorized access
4. Data Security
We implement industry-standard security measures to protect your data:
Bank-Level Encryption
All data is encrypted in transit (TLS 1.3) and at rest (AES-256)
Secure Authentication
Support for Sign in with Apple and secure session management
No Credential Storage
Bank logins are handled by Plaid – we never see or store your passwords
Regular Security Audits
We continuously monitor and update our security practices
5. Third-Party Services
We partner with trusted third-party services to provide our features:
Plaid
Provides secure bank account connections and transaction data. Plaid is SOC 2 Type II certified and trusted by thousands of financial apps.
View Plaid's Privacy Policy →RevenueCat
Handles subscription management and payment processing through the App Store.
View RevenueCat's Privacy Policy →Apple Services
Provides authentication (Sign in with Apple) and in-app purchase processing.
View Apple's Privacy Policy →6. Data Sharing
We do not sell, rent, or trade your personal information. We only share data in these limited circumstances:
- Service Providers: With third-party services described above to operate our app
- Legal Requirements: When required by law, court order, or government request
- Protection: To protect the rights, safety, and property of Finally, our users, or the public
- Business Transfer: In connection with a merger, acquisition, or sale of assets (with prior notice)
7. Your Rights
You have control over your personal data:
- Access: Request a copy of your personal data we hold
- Correction: Update or correct inaccurate information
- Deletion: Request deletion of your account and associated data
- Disconnect: Unlink bank accounts at any time through the app
- Opt-out: Disable non-essential notifications and analytics
To exercise these rights, contact us at support@zbgcllc.com.
8. Data Retention
We retain your data only as long as necessary to provide our services:
- Account Data: Retained while your account is active
- Transaction Data: Retained for up to 24 months for historical analysis
- After Deletion: Most data is deleted within 30 days; some may be retained for legal compliance
9. Children's Privacy
Finally is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy in the app and updating the "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the updated policy.
11. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
Email: support@zbgcllc.com
Company: ZBGC LLC
